Divvy Credit Card Customer Service NumberWe switched from an old Visa card with no online functionality, lengthy customer service calls, and overall nothing more than a working credit card. com/lp/bill-com-promo, or email: sales@getdivvy. Check your credit scores. Divvy collects personal information when you use our products and services, including when you: browse getdivvy. This means getting a phone number that is not an owner's personal phone and registering it with the directory in your city, county, or state. When you begin your search for a business credit card, you need to understand your credit history and how it can be affected by a business credit card. Best for card controls Divvy 3. What information will I need to complete the Divvy Credit …. The customer service at Divvy gets mixed reviews. Divvy real estate agents and customer support staff guide the renter through this process, helping with everything from the home search to final negotiations with sellers. There is no annual fee and there are no monthly fees or application fees. They also undergo regular audits and stress testing to ensure security exceeds industry standards. Phone number (office or mobile preferred) Work email Authorized Signer This person will be responsible for signing the Divvy credit application. Customer Service Experience: You can contact customer service by phone at 855-229-3111 Monday–Friday 6:00 a. It has helped us to manage spend from less than 10 employees to almost 100 employees. Apply Now The Axle Fuel Card™ Gives You: Zero Hidden Fees No transaction, account management, annual, or monthly fees. Divvy Business Credit Card comes with unique features. Business credit >> Fast and flexible credit for businesses of all sizes, with lines from $500 - $15M. Contact Information 2500 W Executive Pkwy Ste 400 Lehi, UT 84043-3860 Visit Website (385) 352-0374 Customer Complaints 21 complaints closed in last 3 years 11 complaints closed in last 12 months. co, apply for a charge card, create a Divvy account, use our iOS or Android mobile apps, make a purchase using your physical or virtual Divvy card, communicate with us (e. The Divvy website doesn’t make it immediately obvious that Divvy offers a charge card and not a credit card. Phone Support: (855) 229-3111 If you are a customer and have a question for our Advocates, please log in to the Divvy App on either web or mobile and start a chat with our team. Mobile App In the Navigation bar, tap the More link. If you prefer, you can also contact Divvy Customer Support by phone. Access to thousands of bikes and scooters around Chicago. Business Credit Cards and Expense Management …. Ramp vs Brex vs Divvy vs Airbase vs Stripe. Not to mention, it took 3 months to set up automatic payments every time we opened a new card. Divvy offers several resources for customers in need: Phone support with weekday and weekend hours Email support Live web chat support A web-based help portal Divvy Reviews. Divvy Business Card review: Regular payoffs pay off. Everything else is covered by Divvy Homes. Divvy’s small business customers are often looking for a more technology forward partner than typical credit card companies. California Office 11 N Ellsworth, Suite B San Mateo, CA 94401 Utah Office 13693 South 200 West, Suite 200 Draper, UT 84020 Pennsylvania Office 1 Summit Ave Broomall, PA 19008. Divvy has a 24/7 customer service team available by phone. Virtual Credit Cards for Business. Travel seems to be the most lucrative redemption option, with a value of 1 cent per point. Our dedicated customer service representatives are available 24/7/365. Contact Info for Divvy Departments | Divvy Bikes Contact Divvy Search our Help Center to find the answers to your questions. If you're still having trouble, email Divvy customer service or call 1-855-55-DIVVY, now supported by Lyft. The Divvy Business Credit Card introduces some very unique perks to the small-business credit card world. Divvy is one of the fastest-growing credit card providers in the FinTech industry. How do I get help with Divvy?. That’s an important distinction. Bill Pay Easily manage and pay your invoices. Divvy Smart Credit Card for Business Review. After 3 years with Divvy, the average customer saves $16,000 toward their home’s down payment. Divvy Budgets And Cards. The Divvy Business Card keeps things simple with its fee structure: The card charges no annual fee and, since it’s a charge card, carries no ongoing APR and does not offer any introductory. ™ One of the impressive features of this platform is that customers get access to their entire. The Divvy Business Credit Card introduces some very unique perks to the small-business credit card world. If you prefer email, you can email. The average Divvy customer goes from offer to close in just 19 days. We switched from an old Visa card with no online functionality, lengthy customer service calls, and overall nothing more than a working credit card. Reviewers especially appreciate how knowledgeable Divvy’s customer service reps are about the product and the quick response times. We switched from an old Visa card with no online functionality, lengthy customer service calls, and overall nothing more than a working credit card. Divvy is a Bill company and business expense management solution that includes two main components: 1) physical and virtual charge cards and 2) expense and management software that tracks spend from those charge cards. Switching to Divvy was easy, free, and seamless. Who is Divvy Headquarters 13707 S 200 W Ste 100, Draper, Utah, 84020, United States Phone Number (855) 229-3111 Website www. com Phone number: 385. If necessary, select the location of your telephone number. Step 3: Start saving money in a safe & secure way!. Helping Real Estate Agents Close More Homes. Divvy is a Bill company and business expense management solution that includes two main components: 1) physical and virtual charge cards and 2) expense and management software that tracks spend from those charge cards. Step 2: Link the card to your checking account Your Easy Pay card will act as a debit card for your checking account. The Divvy Business Credit Card is surprisingly low on fees. I know that front-end communication is automated through Intercom. Because each virtual card is a unique 16-digit card number, you can control how much of your credit line each vendor has access to. vGo-" referrerpolicy="origin" target="_blank">See full list on merchantmaverick. But you see reviews from customers still calling it a Divvy credit card who are frustrated they have to prepay or pay each cycle. Divvy will work with you and your clients to find homes quickly and take measures to close as soon as possible. If you are not the Authorized Signer, you will be able to fill in the information and an email will automatically be sent inviting the Authorized Signer to complete the application. Divvy offers several resources for customers in need: Phone support with weekday and weekend hours Email support Live web chat support A web-based help portal Divvy Reviews. With credit lines up to $15M, Divvy makes it easy to access the funding you need, no matter the size of your business. If I'm a BILL customer, how do I reach out to a Divvy sales rep? https://getdivvy. If you're still having trouble, email Divvy customer service or call 1-855-55-DIVVY, now supported. You can apply for the Divvy Smart Credit Card for Business online. Divvy contact info: Phone number: (855) 229-3111 Website: www. The BusinessPro fleet card can help your business: Save with fuel rebates up to 6¢ per gallon †† on Synergy™ fuels, plus drivers earn points with the Exxon Mobil Rewards+ program. What information will I need to complete the Divvy Credit Application. com or through their contact form. Divvy’s small business customers are often looking for a more technology forward partner than typical credit card companies. Streamlines spend management by combining corporate cards with free expense management software. Personal credit cards and commercial fleet cards from ExxonMobil. com … Customer service is always available and very helpful when I call. Get a business credit card: Your credit file is initiated once you open a line of credit. For easy access, you can also email them at signup@divvypay. How corporate charge cards can help increase your business score while enjoying other perks. Contact Customer Support 1-833-CALL-WEX 1-833-225-5939 Customer Support Request You can also reach us by filling out a quick form with information to assist you. Divvy offers several. Divvy helps your business build credit history. Enter your phone number in the Phone Numberfield. com%2freviews%2fdivvy-card-review%2f/RK=2/RS=BsW5aQWsJVUM9O8UA4Y8R2H. Divvy gets pretty mixed customer reviews, with a 3. You won’t pay a fee for employee cards or foreign transaction fees, either. Note:To avoid setup errors, do not enter a “1”. Reviewers especially appreciate how knowledgeable Divvy's customer service reps are about the product and the quick response times. The employees are high-quality, super helpful, and they have a fast chat response time and help solve your problems quickly. Credit Solutions Straightforward capital to accelerate your business. Summary. However, Divvy will not overpay for homes due to a client's urgency. Bottom line. Travel seems to be the most lucrative redemption option, with a value of 1 cent per point. Switching to Divvy was easy, free, and seamless. Divvy is a leading spend and expense management platform for business. Streamlines spend management by combining corporate cards with free expense management software. The average Divvy customer goes from offer to close in just 19 days. This article includes info around your billing due date, payment cycle, and more. You’ll be able to sign in directly to your bank’s website to connect it. Reviewers especially appreciate how knowledgeable Divvy’s customer service reps are about the product and the quick response times. Divvy contact info: Phone number: (855) 229-3111 Website: www. ™ One of the impressive features of this platform is that customers get access to their entire conversation, without logging in, from the company’s main website. com and she will start the process for you. Experience the best of both worlds World-class customer support and Innovative technology all-in-one Travel booking & support Exclusive hotel & flight deals Virtual & physical corporate cards Global card issuing & reimbursements Automated expense management Real-time reporting & analytics Integrations with the tools you love Start for. Credit Application Support Email: signup@divvypay. Enter the code in the Enter Verification Codefield. Our dedicated customer service representatives are available 24/7/365. $0 unlocks ($1 value) on all bike and scooter rides. Our Merchant Services Program Credit Card Processing We help business owners accept card payments from their clients. And best of all, THIS COMES AT NO COST TO S/A/R. is a Financial Services company and has headquarters in Lehi, Utah, United States. Support – The company provides live chat and extensive help desk hours. Divvy Customer Service Phone Number (855) 229. * Required Field First Name * Last Name * Business Name * State / Province * Business Phone * Email * How Can We Help You? Looking for customer resources? Log into your WEX account. It’s fused with a smart corporate credit card to provide instant visibility and control of company-wide spending. And the Divvy app has good reviews too. Once the renter has found a home they want to buy, Divvy asks them to pay at least a 2% down payment. Simply e-mail our AYSO dedicated representative Ashley Beckstead at ashley. Step 1: Pick up an Easy Pay card You can find Easy Pay cards at participating Circle K store. Before Maverick Helicopters became one of the largest tourism-based companies in the nation, it was a husband-and-wife-run company at their kitchen table. com Phone number: 385-352-0374 Weekdays: 8:00 am - 5:00 pm MT Closed Weekends. In addition to free physical cards, Divvy also offers virtual credit cards for customers. 5 cents each for statement credits, gift cards and cash back. With Divvy, employers can give employees direct access to funds, effectively eliminating expense reports and retroactive reimbursements. Thanks to their massive benefits and exclusive offers, their corporate card is one of the most attractive. com What does Divvy do? Divvy is the leading spend and expense management platform for business. Divvy Reviews 2023: Details, Pricing, & Features. Divvy has a 24/7 customer service team available by phone. Divvy | Inc. The first steps toward building business credit. If you prefer, you can also contact Divvy Customer Support by phone. Manage recurring payments By setting up a unique virtual card for each subscription, you can set a per month limit—and never worry about missing a payment or being overcharged for a subscription again. On the one hand, you have lots of positive reviews from business owners who say Divvy was easy to apply for, offers great expense management features, and has good customer service. This Smart card offers up to 7x rewards points, plus physical and virtual cards for every employee—with no fees and no contracts. Tillful Business Credit Card. Credit Card Alternative Divvy. Phone number (office or mobile preferred) Work email Authorized Signer This person will be responsible for signing the Divvy credit application. Simplify your company's expenses and corporate card management with KleerCard. Contact Info for Divvy Departments. During the application you’ll need to provide your business’s information including its legal business name, physical address, mailing address, entity type and formation date. Divvy Corporate Credit Card Review 2023. In some cases, a soft credit check might not provide Divvy with enough information to determine your eligibility. Fast and flexible business credit. This Smart card offers up to 7x rewards points, plus physical and. It is ideal for new business owners and startups, and any other business interested in additional credit building functionality. Payment Gateway for High Risk Business. The fraud dispute process is more “customer friendly” and simplified. If I'm a Divvy customer, how do I reach out to a BILL sales rep?. This article describes how to get help with Divvy from a web browser or the Divvy mobile app. Divvy Business Credit Card Review. Search our Help Center to find the answers to your questions. Gives admins complete control over employee spending with enforceable budgets (that can be adjusted in seconds). California Office 11 N Ellsworth, Suite B San Mateo, CA 94401 Utah Office 13693 South 200 West, Suite 200 Draper, UT 84020 Pennsylvania Office 1 Summit Ave Broomall, PA 19008. Each call is answered using your financial institution’s name to build trust and loyalty with your customers. Small Business Banking Contact Form. Greg, a former military pilot, flew helicopters in the Vietnam war, and saw an. But Divvy also gets lots of negative reviews. Divvy is ahead of its time as a product and company. With credit lines up to $15M, Divvy makes it easy to access the funding you need, no matter the size of your business. Pay securely Virtual cards may offer better fraud protection than a traditional credit card and are easier to manage if you do experience fraud. Divvy Phone Numbers and Emails Toll-Free Number: (855) 229-3111 Call customer service Send Message Customer Service: (385) 352-0374 Credit. You can reach them at 855-553-4889. The product is constantly improving. Date of experience: January 04, 2023 MC Maya Carter 1 review US Mar 7, 2023 Support service is unprofessional Support service is unprofessional. From the Other menu, tap the Help link. Divvy from BILL is a spend and expense management solution that gives small and midsize businesses the credit they need and helps them save time and. You can apply for the Divvy Smart Credit Card for Business online. Divvy gets pretty mixed customer reviews, with a 3. Low - High Risk Welcome! Learn More Build Business History Building Business Credit is important and we understand that we provide you with the right tools to help you build your credit Learn More. A minimum monthly income of $2,500: You can add a. Open a business bank account in your company’s name and begin using it to pay bills and vendors. Divvy Business Credit Customer Service Number. Who is Divvy Headquarters 13707 S 200 W Ste 100, Draper, Utah, 84020, United States Phone Number (855) 229-3111 Website www. 6 tips for building business credit. The fraud dispute process is more “customer friendly” and simplified. If this happens, we’ll reach out and explain how to move forward. Navan (formerly TripActions). New features can be added in the future such as “tap to pay”, “e-mailed receipts” and more. Flexibility – Divvy allows you more purchasing options, as there are no limitations on merchant codes, you can have more authorized purchasers, which results in fewer expense reimbursement checks. These providers use Transport Layer Security (TLS) and the latest encryption (AES 256) to encrypt data at rest and in transit. ™ One of the impressive features of this platform is that customers get access to their entire conversation, without logging in, from the company's main website. The customer service at Divvy gets mixed reviews. While there have been a few complaints about the sluggishness of the app, Divvy customer service has been quick to respond and take action on issues reviewers mentioned. How does Divvy determine the fair price to pay for a home? Am I guaranteed to win the home we make a bid on with Divvy? How do I request an offer on a Divvy home?. This means getting a phone number that is not an owner’s personal phone and registering it with the directory in your city, county, or state. Why you should give more employees their own corporate card. A VISA migration specialist will. If you are not the Authorized. In addition to free physical cards, Divvy also offers virtual credit cards for customers. Phone Support: (855) 229-3111 If you are a customer and have a question for our Advocates, please log in to the Divvy App on either web or mobile and start a chat with our team. Divvy Homes: Flexible and Affordable Path to Homeownership">Divvy Homes: Flexible and Affordable Path to Homeownership. Read the full review … Divvy - business credit cards as they should be. Fast and flexible business credit. - Email & Phone of top management contacts Divvy | Inc. Customer Contact Ms. Reviewers especially appreciate how knowledgeable Divvy’s customer service reps are about the product and the quick response times. Divvy VS Brex Comparison 2023. Small Business Banking Contact Form Simply complete the form below, and a Small Business Relationship Banker will be in touch with you to satisfy your banking needs. Divvy">Helping Real Estate Agents Close More Homes. Step 1: Apply The easy online application takes less than 3 mins (for most business owners). Travel seems to be the most lucrative redemption option, with a value of 1 cent per point. Divvy has a 24/7 customer service team available by phone. If you prefer, you can also contact Divvy Customer Support by phone. Open a business bank account in your company's name and begin using it to pay bills and vendors. Customer Contact Ms. 2% cashback on all purchases, while the charge card receives 1. Divvy is ahead of its time as a product and company. com Phone number: 385-352-0374 Weekdays: 8:00 am – 5:00 pm MT Closed Weekends. Virtual cards are a fantastic way to give your employees access to your corporate account without needing physical cards. View your cell phone for a text message with a six-digit verification code. What makes Divvy different? We create homeowners. Additionally, Divvy assigned a personal account manager for us, which provides continuity and a clear point of contact rather than calling up a general customer support phone line. Because each virtual card is a unique 16-digit card number, you can control how much of your credit line each vendor has access to. We're here to support you when you need help! Product Expense Management Expensify Card Invoices Bill Pay Travel Payroll CPA Card Expense Reports Receipt Scanning App New Expensify. Fill up at over 12,000 Exxon and Mobil stations nationwide, plus extend your network to 95% of all U. Our team can assist with balance inquiries, available credit, payments, credit line increases, authorizations, account information and lost or stolen card requests. Their customer service team is also very responsive and great to work with. co, apply for a charge card,. How do I log in to Divvy?. If I'm a Divvy customer, where do I go if I have questions for BILL Support? Contact Us and choose support. If necessary, select the location of your telephone number. Company Support Divvy Homes, Administrator Additional Contact Information Phone Numbers (833) 600-0096 Other Phone Email Addresses Email this Business Customer. This article describes how to get help with Divvy from a web browser or the Divvy mobile app. Flexibility – Divvy allows you more purchasing options, as there are no limitations on merchant codes, you can have more authorized purchasers, which results in fewer expense reimbursement checks. In order to be awarded the full credits, you must respond to three. Torpago is a financial services and spend management platform on a mission to disrupt traditional corporate credit cards and modernize spend management for businesses of all sizes. Request a demo to get started First Name Last Name Email Phone Company Number of Employees Job Title. I’m able to get things paid while keeping up with expenses and building business credit. Apply for a credit line through a simple online application and. If you prefer email, you can email customerservice@divvybikes. Read the full review … Divvy – business credit cards as they should be. Expense planning and tracking tools. If you only pay your Divvy Business Card bill off monthly, the rates you earn are less impressive — just 2 points per dollar back on restaurant and hotel spending, 1. Divvy Help Center Advice and answers from the Divvy Team Getting Started for Admins Your one-stop for rolling out Divvy across your organization C By Jade and 2 others10. How does Divvy determine the fair price to pay for a home? Am I guaranteed to win the home we make a bid on with Divvy? How do I request an offer on a Divvy home?. Divvy, though not as high as others such as Capital One, still has a 1% rebate. KleerCard has been a really big help with my business. You can give employees varying degrees of account access, set strict budgets for each employee card and reimburse yourself for expenses from your personal payment method to keep within budget. Note:To avoid setup errors, do not enter a "1" before your phone number. Enter your phone number in the Phone Numberfield. Divvy Reviews & Ratings 2023. The Divvy Business Credit Card is surprisingly low on fees. Divvy from BILL is a spend and expense management solution that gives small and midsize businesses the credit they need and helps them save time and money by automating expense reports, budgets, and reimbursement processing — all in one place. Exxon Mobil BusinessPro™ card. What information will I need to complete the Divvy Credit. Expensify Customer Support & Services. The customer service at Divvy gets mixed reviews. com/_ylt=AwrFaiMNAVpk6_sBQYZXNyoA;_ylu=Y29sbwNiZjEEcG9zAzQEdnRpZAMEc2VjA3Ny/RV=2/RE=1683648910/RO=10/RU=https%3a%2f%2fwww. The Divvy Business Credit Card introduces some very unique perks to the small-business credit card world. Before Maverick Helicopters became one of the largest tourism-based companies in the nation, it was a husband-and-wife-run company at their kitchen table. We're here to support you when you need help! Contact our Expensify customer support to chat with concierge, set up a call, join the community and more. Divvy Bank Account Connection FAQ. Divvy Has More Support Options: While we rate both Divvy and Brex customer service as Excellent, we do note that Divvy offers users more ways to access support. This article is an overview of how Divvy works and some of the features you will experience as a Divvy customer. Pre-funded cards unlock 2. How does Divvy determine the fair price to pay for a home? Am I guaranteed to win the home we make a bid on with Divvy? How do I request an offer on a Divvy home?. What are the requirements to get approved for Divvy Homes?. Divvy real estate agents and customer support staff guide the renter through this process, helping with everything from the home search to final negotiations with sellers. Their customer service team is also very responsive and great to work with. Get all the details on the Divvy credit card: how it works, its pros and cons, and more. Divvy is the all-in-one expense management solution that combines free software with corporate cards to provide a seamless experience for requesting, spending, and tracking your business finances. Fast and flexible business credit. Weve fused the best in financial software with the leading credit card to make the perfect spending solution for every business. Divvy users can connect with phone support seven days a week, use the live web chat feature, send questions via email, and use a web-based help portal. After 3 years with Divvy, the average customer saves $16,000 toward their home's down payment. Divvy Phone Numbers and Emails Toll-Free Number: (855) 229-3111 Call customer service Send Message Customer Service: (385) 352-0374 Credit Application Support Divvy Emails: Accessibility Customer Service Credit Application Support, Help Center Legal Privacy Inquiries Claim Your Business More phone numbers and emails Advertisements. Yes, Divvy uses the industry's top providers to establish and maintain connection to your bank account. Call 865-474-2953 (AXLE) or contact us online to learn more. Your business credit score is. KleerCard provides flexibility and security that enables us to have confidence when spending. Divvy Payments Overview. Signing up with Divvy is easy, you can get prequalified in under 5 minutes. Company Support Divvy Homes, Administrator Additional Contact Information Phone Numbers (833) 600-0096 Other Phone Email Addresses Email this Business Customer. Step 2: Activate Once you're approved, activate your card by making a secured deposit (minimum $500). Unlimited 45-minute classic bike rides. Divvy will review the home, conduct our valuation, and will then reach out by phone to discuss the offer and settle on a price. Peace of Mind Security Manage locations, set card limits, and easily monitor activity. Your Information Your Name Business Name (Optional) Zip Code What's the best way to reach you? Phone Number Email Address (Optional). calling, chatting, or interact with us, …. Build Credit With Your Daily Business Expenses. Our free software and card combination provides real-time insight into employee spending, and better. credit cards and commercial fleet cards from ExxonMobil">Personal credit cards and commercial fleet cards from ExxonMobil. In fact, the card issuer says 100,000 points earned with the Divvy Business Card are worth: $1,000 in travel booked directly with Divvy. Maverick Helicopters Case Study. It works differently from a traditional credit card in that your entire balance is due on your due date. View your cell phone for a text message with a six-digit verification code. Divvy is the all-in-one expense management solution that combines free software with corporate cards to provide a seamless experience for requesting, spending, and tracking your business finances. Travel seems to be the most lucrative redemption option, with a value of 1 cent per point. Divvy – AYSO Financial Management – AYSO Volunteer Resources">Divvy – AYSO Financial Management – AYSO Volunteer Resources. If necessary, select the location of your telephone number. Apply for a credit line through a simple online application and start spending smarter. Your card will be ready to use in less. KleerCard has made online payments simpler and easier. This presentation is 1-hour in length and worth 1 CPE Credit. Credit Application Support Email: signup@divvypay. This article describes how to get help with Divvy from a web browser or the Divvy mobile app. Divvy will review the home, conduct our valuation, and will then reach out by phone to discuss the offer and settle on a price. Phone number (office or mobile preferred) Work email Authorized Signer This person will be responsible for signing the Divvy credit application. Bill Pay Easily manage and pay your invoices. Business Profile for Divvy Homes. Enter your phone number in the Phone Numberfield. You can give employees varying degrees of account access, set strict budgets for each employee card and reimburse yourself for expenses from your personal payment method to keep within budget. Phone Support: (855) 229-3111 If you are a customer and have a question for our Advocates, please log in to the Divvy App on either web or mobile and start a chat with our team. https://getdivvy. This means getting a phone number that is not an owner’s personal phone and registering it with the directory in your city, county, or state. Not to mention, it took 3 months to set up automatic payments every time we opened a new card. Phone Support: (855) 229-3111 If you are a customer and have a question for our Advocates, please log in to the Divvy App on either web or mobile and start a chat with our team. In addition to standard underwriting methods, we also use alternative underwriting methods such as cash balance, or bank history, to underwrite fast growing or otherwise cash rich organizations. Get all the details on the Divvy credit card: how it works, its pros and cons, and more. Manage recurring payments By setting up a unique virtual card for each. com Revenue $105M Industry Software Development & Design Software Divvy's Social Media Is this data correct? View contact profiles from Divvy Popular Searches Divvy Divvy Inc Divvy Pay Inc DIVVYPAY Inc. If you're still having trouble, email Divvy customer service or call 1-855-55-DIVVY, now supported by Lyft. This Smart card offers up to 7x rewards points, plus physical and virtual cards for every employee—with no fees and no contracts. Greg and Brenda Rochna started Maverick Helicopters in 1995 with only one helicopter and a vision. Divvy collects personal information when you use our products and services, including when you: browse getdivvy. How to get a business credit card in 6 easy steps. While earning up to 7X points on restaurant purchases sounds great, you should know that Divvy rewards aren’t as valuable as points you’ll earn with other cards. Exxon Mobil BusinessPro™ card. Divvy Credit ">What information will I need to complete the Divvy Credit. Divvy from BILL is a spend and expense management solution that gives small and midsize businesses the credit they need and helps them save time and money by automating expense reports, budgets, and reimbursement processing — all in one place. Note:To avoid setup errors, do not enter a “1” before your phone number. Divvy, though not as high as others such as Capital One, still has a 1% rebate. While earning up to 7X points on restaurant purchases sounds great, you should know that Divvy rewards aren’t as valuable as points you’ll earn with other cards.